1. Introduction
Welcome to Fintastech, a platform that connects users with various trusted providers to explore and apply for loan options. We offer a search engine where automatically match customers financial profile with most appropriate financial services providers.
2. Features:
- Comprehensive Loan Search: Easily find loans tailored to your needs from a wide range of providers.
- Personalized Results: Get loan options based on your specific criteria, such as loan type, salary, amount, and repayment terms.
- Transparent Information: Compare interest rates, repayment periods, and other terms at a glance.
- Secure and Confidential: Your information is securely handled and only shared with selected loan providers.
3. Loan Terms:
When applying for a loan through Fintastech, users must review and accept the specific terms and conditions provided by the respective banks. These terms will include, but are not limited to:
- Loan Amount: Minimum loan amount is 1000 AED. Maximum loan amount is up to 20 times your salary.
- Interest Rates: Competitive interest rates ranging from 1% to 5% but all average about 2.66 %.
- Repayment Period: Flexible repayment terms from 2 to 4 years.
- Eligibility: Must be 18 years or older, a resident of The United Arab Emirates and have a valid ID and salary certificate.
- Late Payment Penalties: Information regarding penalties for late payments, if applicable.
4. How It Works:
Fill Out Your Information: Enter details such as loan type, salary, desired amount, and repayment preferences.
Get Matched: Receive personalized loan options from various providers.
Compare Offers: Review and compare the terms, interest rates, and repayment plans.
Choose and Apply: Select the best loan offer and proceed with the application directly with the provider.